Average Salary in Canada Per Month: 2026 Guide

Looking to work and move to Canada? The first thing you may want to find out is how much you can expect to make per month. The average salary in Canada per month in 2026 before tax is approximately CAD 5,838 or approximately INR 3.96 lakh. But how much you make relies on the job you have, experience and where you live.

This guide gives you information on how much money you can earn Canada salary per month, depending on your job, province and industry, such as the salary in Canada per month after tax and how much money you might need for your living expenses.

What is the Average Salary in Canada Per Month?

Statistics Canada's payroll survey, released on 24 September 2026, puts average weekly earnings at CAD 1,347.14 for July 2026. That's up 3.2% from a year earlier. Multiply by 52 and divide by 12, and you get about CAD 5,838 a month, or CAD 70,051 a year.

According to data from Statistics Canada released on 24 September 2026, for the average salary in Canada per month, the average weekly earnings in July 2026 were CAD 1,347.14. This is up 3.2% from a year ago. Multiply by 52 and divide by 12, and you get about CAD 5,838 a month, or CAD 70,051 a year.

There are three things to be aware of about this number:

• It's gross. Income tax, CPP and EI come out afterwards.

• It covers overtime and part time workers. Average hours were, in fact, 33.4 hours per week, not 40 hours.

• Does not include self-employed or farm workers.

Note: Older pages might still have CAD 5,404 per month (CAD 64,850 per year). This is 2023 data; please use as a reference for the past.

According to the Terratern Experts: Before taking any salary while working in Canada, check three things: gross or net, average or median, and which year it's from, says TerraTern.

Average Salary in Canada: Monthly vs Annual Pay

Sources: Statistics Canada, payroll survey (July 2026) and Labour Force Survey (August 2026).

Note: The formula for converting an hourly wage rate to a monthly salary is hourly rate x weekly hours x 52 / 12. CAD 17.95 is the minimum wage in Ontario, which gives a 40-hour workweek an estimated and average salary in Canada per month of CAD 3,111.

Also Read: Canada Labour Salary Per Month For Indians Wages 

Average Salary in Canada by Job Role and Occupation

Your employment is more important than the average salary in Canada per month. These are median hourly wages as posted on the federal wage database, Job Bank. Monthly figures are based on 40 hours per week.

Source: Job Bank (Government of Canada). Job Bank updates its wage data regularly, so check jobbank.gc.ca for your NOC code and region.

Note: There is a regional variation in pay for the same job in Canada. In British Columbia, software developers make a median wage of CAD 52.40 per hour compared to CAD 48.08 across Canada.

Average Salary in Canada by Province and Territory

This table displays average salary in Canada per month by Province and Territory. Alberta is the top province, followed by Ontario and British Columbia. Prince Edward Island is located at the bottom.

Source: Statistics Canada, July 2026 payroll survey. Monthly = weekly × 52 ÷ 12.

Notes: There are two salient points. The gap with the big provinces is closing rapidly in Nova Scotia and New Brunswick where growth has been the fastest. Although Alberta's average salary in Canada per month is higher, British Columbia's median hourly wage is the highest of the big three (CAD 33.22 compared to CAD 31.62 in Ontario and CAD 31.43 in Alberta). The territories have the highest salary in Canada per month, as do the living costs.

Average Salary in Canada by Industry

Source: The data in this table was sourced from Statistics Canada, March 2026 industry data. In July, mining jumped to CAD 2,557 per week, and the accommodation and food services to CAD 546 per week.

Important Note: The low portion of accommodation and food services is partly due to the prevalence of part-time jobs in this field. To put this into perspective, in healthcare the median salary in canada per month for full-time workers was CAD 30.85 per hour in 2025 and CAD 25.00 in wholesale and retail trade. That's roughly the salary in Canada per month of CAD 5,350 and CAD 4,330.

Average Salary in Canada by Experience Level

The average salary for a given experience level in Canada. While no statistics are available on pay by "years of experience," it's a reasonable proxy to use age:

• Early career (ages 15 to 24): average wages are just over CAD 22 an hour. This works out to approximately CAD 3,800 per month (many young workers work part-time).

• The average wage rate for core working-age (25 to 54) workers stood at approximately CAD 35 to CAD 40 per hour in 2024. That's about CAD 6,100 to CAD 7,000 a month at 40 hours.

• The highest earning years are in the 40s and early 50s.

The starting wage for entry-level service and admin positions is typically close to minimum wage. Engineers, techs, and nurses typically earn much more than they did when they graduated. As a new immigrant to Canada, you can look for your first job in your desired field that is lower in your salary range as you gain experience in Canada.

Also Read: Canada Visa Fees: Types, Fees & Factors Affecting Visa

Average Salary in Canada in Indian Rupees

The following table shows the average salary in Canada per month in Indian rupees.

Note: Rate: 1 CAD = INR 67.84 on 10 October 2026. Rates are subject to change daily; please check prior to planning.

Important Note: these figures should not be compared with an Indian salary. CAD 5,000 is equivalent to the Canadian pay of INR 3.39 lakh, but before you make your first grocery purchase, you'll need to pay for an average one-bedroom apartment in Toronto, which costs CAD 2,090 (near INR 1.42 lakh). When planning to transfer money home, factor in the fees and exchange rate on the day.

Average Salary in Canada vs Median Salary

The difference between the average and median salaries in Canada. The average salary in Canada per month is dragged up by the top earners. The median canada salary per month is the middle worker, so it's closer to the average standard person's salary.

• Average hourly wage (August 2026): CAD 37.02

• Average hourly wage: CAD 32.76, which is approximately 15% lower

• Median hourly wage for full-time workers: CAD 33.50, or CAD 1,312 a week (CAD 5,685 per month)

If you are evaluating an offer for a standard position, it is best to use the median Canada salary per month. Only use the average Canada salary per month for the general overview.

Minimum Wage in Canada by Province and Territory

Tabulated below shows the average salary in Canada's minimum wage by Province and Territory.

Source:  Information provided by federal/Provincial labour authorities, October 2026. There were a number of provinces that increased prices on 1 October.

Important Note: Now Alberta is the lowest in the country. From 2018 it has remained as is. The federal rate of CAD 18.15 (up from CAD 17.75 on 1 April 2026) applies to “federally regulated industries”, such as banking and telecom.

Average Salary in Major Canadian Cities: Toronto, Vancouver, Calgary and Montreal

The following table shows the average salary in Canada per month in Major Canadian Cities: Toronto, Vancouver, Calgary and Montreal.

Sources: Job Bank wage data, WealthNorth calculations based on Statistics Canada asking rents Q2 2026. Take home figures are based on an annual basis.

The highest-paying Canadian cities for tech jobs are Vancouver and Toronto and they also are the least expensive for rent after. Calgary benefits from higher wages and lower rents, as well as no provincial sales tax. Montreal falls somewhere in the middle: rents are higher than in Quebec, but income taxes are lower.

Factors That Affect Salaries in Canada

The top factors affecting Canada salary per month are as follows:

• Occupation and industry: the biggest driver, as the tables above show.

• Location: province, city, and urban versus rural.

• Education and credentials: regulated professions (such as nursing and engineering) require a Canadian licence.

• Experience: Canadian experience can count for more than overseas experience at hiring time.

• Hours: overtime and part-time work change the monthly figure.

• Employer size and union coverage: larger and unionized employers usually pay more.

• Language: You can do more than just get past entry-level jobs with strong English or French.

Gross Salary vs Take-Home Pay in Canada

Here is what an Ontario worker has left after all the deductions and credits are taken out (for a single person, with no other deductions or credits).

Note: The estimated figures from TerraTern are calculated at 2026 federal and Ontario rates. The results are dependent on credits, donation to RRSPs and dependants.

The difference is made up of four deductions:

• Federal income tax: 14% on your first CAD 58,523 of taxable income, then 20.5% up to CAD 117,045.

• Provincial income tax: is province dependent.

• CPP: 5.95% on earnings between CAD 3,500 and CAD 74,600.

• EI: 1.63% on earnings up to CAD 68,900, capped at CAD 1,123.07 a year.

Quebec takes more. A CAD 80,000 salary is CAD 17,053 after income tax in Quebec, compared to CAD 14,128 after income tax in Ontario, or approximately CAD 244 a month.

Also Read: Top Hotel Jobs in Canada: Latest Jobs, Salary & More

Average Salary in Canada vs Cost of Living and Monthly Savings

The amount of money you save depends on rent. The average price for a one-bedroom in Toronto is CAD 2,090, around 47% of the average earner in Ontario's take-home (CAD 4,485). According to a report in 2025, the minimum hourly wage required for a single person to make a living in Toronto is approximately CAD 26.00, which amounts to approximately CAD 4,500.00 per month before taxes.

One easy method to estimate what you are saving yourself:

1. Start with your take-home pay.

2. Subtract rent.

3. Subtract groceries, transport, phone, insurance and remittances.

That leaves the average Toronto earner with CAD 2,395 to spend after rent. If you have the rest of your expenses between CAD 1,500 and CAD 1,800 (this is an example and not a fact), you would save approximately CAD 600 to CAD 900 per month. Living in a flat or in Calgary or Montreal changes that picture fast.

Salary Growth and Future Salary Trends in Canada

• Pay is still rising, but more slowly. Weekly earnings were up 3.2% in July, while average hourly wages rose just 2.0% in August.

• Employers plan steady raises. Normandin Beaudry projects 3.1% for 2027, and Mercer projects 3.2% in total increases. Finance, insurance and telecom or data services lead at 3.4%.

• The job market is soft. Unemployment was 6.4% in July, and there were 2.9 unemployed people for every job vacancy.

Canada confirmed a "technical recession" in June 2026. Budgets haven't moved much so far, but job searches may take longer than they did a few years ago.

How to Negotiate a Higher Salary in Canada?

The best ways to negotiate a higher salary in Canada per month:

1. Research your range. Look up your NOC code on Job Bank and compare your region's median to the offer.

2. Know the floor for your visa. For many work-permit jobs, the offer is judged against the prevailing wage for your role, not the national average.

3. Negotiate the whole package. Ask about vacation, health benefits, RRSP matching and remote days.

4. Ask at the offer stage. With raises averaging about 3%, your starting salary does most of the work.

5. Get it in writing. Confirm the canada salary per month, hours and start date in the offer letter.

Also Read: RN Salary Canada: Latest Insights on Pay & Benefits \

Conclusion

The average salary in Canada per month is about CAD 5,838 in 2026, and about CAD 4,485 after tax in Ontario. Your own number depends on your job, your province and the city you pick. Use the median canada salary per month, not the average canada salary per month, to judge a typical offer. And always run the rent maths before you say yes.

Planning to work in Canada? TerraTern can help you check your eligibility and plan your move, from Express Entry to provincial nominee routes. Start with our eligibility calculator or talk to an expert today.