Living Expenses in Germany for Indian Students: Latest Guide

Written by

Darakasha Singh

Fact check by

Afreen Abbasi

Updated on

Jul 25,2024

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Benefits of Living in Germany for Indian Students

Here are some key benefits of living in Germany for Indian Students:

1. High-Quality Education.

2. Scholarships available.

3. Low or No Tuition Fees.

4. Global Degree Recognition.

5. Work Opportunities.

Living expenses in Germany for Indian students depend on various factors such as city, lifestyle and personal preferences. Germany is a major hub for students seeking high-quality education. It has comparatively lower tuition fees than other countries. The cost of living in Germany is moderately lower and affordable for international students. 

Average Monthly Expenses in Germany for Indian Students 2024

The average monthly living expenses in Germany for Indian students typically fall between €850 and €1,200. The living expenses in Germany for Indian students comprise various factors that are listed below:

1. Accommodation

Depending on the type of accommodation, the living expenses for Indian students in Germany can vary. On average, a student might have to spend around €210 to €750 on living expenses in Germany.

2. Food and Groceries

This depends on personal food habits and habits. The average monthly expense for food and groceries is around €200 to €300.

3. Travel

Travel expenses depend on the city and travel distance. For students, there are additional discounts, and it may cost around €50 to €200 approximately.

4. Health Insurance

Health insurance is mandatory for Indian students in Germany. In Germany, it costs approximately €110 to purchase health insurance. 

5. Other Utilities

Other essential utilities, such as personal care items, internet bills, etc., cost around €200 to €400 for individuals.

Accommodation Costs in Germany for Indian Students in 2024

One of the major living expenses for Indian students in Germany is accommodation. It varies and depends on several factors such as area of living, type of accommodation, etc. Here’s a breakdown of cost factors:

1. Student Hall Residence

This is the cheapest and most affordable option for accommodation. It reduces the living expenses for Indian students in Germany. The student unions manage these and are generally located near the university. The average living expense in Germany for Indian students in student halls of residence is around €210 to €400 per month.

2. Sharing Flats

This is the type of living where students get a flat together and have their separate rooms. It is the most popular choice among students for living. It divides the living expenses in Germany for Indian students between the people who rent out the house together. The average living expense in Germany for Indian students in shared flats is approximately €253 to €430 per month. This option is popular among students as it provides them with freedom along with privacy.

3. Private Apartment

This is the most expensive form of accommodation. It increases the monthly living expenses for Indian students in Germany. It provides the most privacy but is significantly very costly. The average living expenses in Germany for Indian students in private apartments is around €400 to €750 per month.

4. Cost variation by location

The living expenses for Indian students in Germany vary according to the geographical location. In bigger cities such as Munich or Frankfurt, it can be expensive. The cost of living in big cities can range between €800 to €1,200 per month. 

On the other hand, the average cost of living is lower in smaller cities or towns. The average rent in small cities falls between the range of €650 to €1,000 per month.

 

Food and Grocery Expenses in Germany for Indian Students

The average expense of food and grocery can vary depending on the city as well as individual lifestyle. On average, living expenses in Germany for Indian students on food can cost around €200 and €300 per month. This depends on the student’s way of spending on food and their eating habits. 

The living expenses in Germany for Indian students on food can be saved by avoiding meals outside at restaurants. Cooking at home can be cheaper as there are multiple grocery stores with discount offers. This can help in reducing the budget for food effectively. 

Transportation and Travel Costs in Germany for Indian Students in 2024

The living expenses in Germany for Indian students in terms of transportation and travel costs can vary depending on the city and mode of transport. There are several methods of transportation in Germany, which are as follows.

1. Public Transport

Public transport service in Germany is well-connected and very efficient. It’s a very affordable option for students who have to travel on a regular basis. Most students purchase a monthly travel card because it gives additional discounts. Getting a pass also saves time daily and is more comfortable. The cost of a pass is different in every city. Here’s the average cost of a travel pass in some major cities.

City 

Cost of Travel Pass (per month)

Cost of Travel Pass (per month)

Berlin

€81

INR 7,357

Munich

€66

INR 5,995

Frankfurt

€89

INR 8.083

Cologne

€91

INR 8,265

Hamburg

€83

INR 7,539

 

These travel cards often have a special student discount, making them more affordable.

Also Read: Germany Opportunity Card: Benefits, Eligibility & Apply 2024

2. Rental Cars

Rental cars are another way of travelling. It’s particularly for long travel distances. It’s an expensive way of travel, and therefore, students generally avoid it. The cost of rental cars can vary depending on the city and distance. It increases the average living expenses for Indian students in Germany. The cost varies but in big cities such as Munich, the average rental car cost is around €567. Though it’s affordable compared to other European cities, it’s still expensive. 

3. Bicycle

Bicycles are among the most affordable travel options. It’s a one-time investment and is low maintenance. German cities have well-developed bike lanes, so it’s also safe to consider buying a bicycle and using it for travelling. It’s both economical as well as environment friendly and therefore a very popular mode of transport among students.

4. Taxi

Taxi fares in Germany vary depending upon the city and distance of travel. The average taxi fare ranges from €8.75 to €9.90 in different cities. It’s a good way of transportation for people who want to save time. 

Miscellaneous Expenses and Entertainment in Germany for Indian Students

Living expenses in Germany for Indian students include many other expenses which generally remain hidden. But here is a guide to all the hidden costs and other utilities that come with student expenditures.

1. Personal Care

Personal care items such as toiletries or makeup also add to the living expenses for Indian students in Germany. These items can cost around €20 to €30 per month. These are basic needs and essentials which can’t be avoided. Other expenses, such as clothing, also add to it. It depends on personal taste and choice. However, on average, an individual can spend around €30-€100 on clothing items.

2. Utilities

Utilities include basic needs of modern-day life such as internet or phone bills. Mobile phone plans can cost something around €10-€30 per month for basic packages. Whereas a basic internet plan can cost around €20-€30 per month.

3. Household Items

Getting essential household items such as cleaning supplies and other goods also adds to the expenditure. It can cost about €10-€20 per month on household goods.

4. Socialising

Dining out or normal coffee dates are also part of living expenses for Indian students in Germany. A meal at a restaurant can cost around €10-€15. A coffee or soft drink costs around €2-€3. These are additional costs which students can avoid if possible.

5. Others 

Spending on other activities, such as watching movies and going to the gym, can also add to the monthly expenditure of students. A movie ticket generally costs approximately €10-€15. Whereas taking a gym membership can fall in the range between €20-€50 per month. These are additional costs to the living expenses in Germany for Indian students. 

 

Conclusion

In conclusion, the overall average living expenses in Germany for Indian students depend on personal choices and lifestyle. Factors such as accommodation, travel, food and utilities add up to the living expenses in Germany. These factors should be considered when planning the budget expenditure in Germany.

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Frequently Asked Questions

How can Indian students in Germany save on accommodation costs?

Living in student halls of residence can save on accommodation expenses. It’s the cheapest and most affordable mode of stay, costing around €210 to €400 per month.

Are there part-time job opportunities to supplement living expenses in Germany?

Yes, there are many part-time work opportunities available for international students to support their living expenses.

What are some affordable dining options for Indian students in Germany?

Affordable dining options include university cafeterias and small eating joints for Indian students in Germany.

Do universities in Germany offer any financial aid for international students?

Yes, there are various scholarship programs and financial aid services for international students such as DAAD or student exchange programs.

Are there specific health insurance requirements for Indian students in Germany?

There is public health insurance in which Indian students can apply for health insurance.