UAE Golden Visa Without Property Purchase: New Option for Indians in 2025

Written by

Mynaz Altaf

Fact check by

Shreya Pandey

Updated on

Jul 08,2025

UAE Golden Visa for Indians: Lifetime Residency Without Property or Trade License - TerraTern

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The United Arab Emirates has launched a groundbreaking UAE Golden Visa without property purchase program, marking a significant shift in the country's immigration policy. This new nomination-based Golden Visa system allows Indian nationals UAE residency seekers to secure lifetime residency UAE without the traditional requirement of investing millions in real estate or establishing businesses.

Initiated in July 2025, the pilot initiative stands as a strategic initiative to recruit global talent while fortifying bilateral bonds between the UAE and India. Through this revised framework, eligible individuals can gain permanent residency for AED 100,000, roughly 0.5 percent of the earlier AED 2 million property investment threshold. This revolutionary approach to UAE immigration policy removes financial barriers that previously prevented many qualified professionals from accessing long-term residency.

Understanding the New Nomination-Based Golden Visa System

Understanding the new nomination based golden visa system::

What Changed in UAE Visa Eligibility Requirements?

The traditional UAE Golden Visa without property purchase system required substantial financial investments. In the past, Indian nationals were obliged to commit a minimum of AED 2 million (about ₹4.66 crore) in real estate holdings or carry out substantial business investments to be eligible. The new nomination-based Golden Visa approach removes these barriers, focusing instead on an individual's potential contribution to UAE society.

This policy shift aligns with the CEPA agreement between India and the UAE, which came into effect in May 2022. The accord has fortified economic and cultural bonds between the two nations, thereby turning the visa program into a logical outgrowth of their rapidly expanding partnership. The UAE immigration policy reform demonstrates the country's commitment to attracting global talent through merit-based selection rather than purely investment-driven criteria.

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Key Features of the Enhanced Golden Visa Application Process in 2025: Updated

The nomination-based Golden Visa offers several advantages over traditional investment routes, making UAE visa eligibility more accessible to a broader range of professionals:

  • Purchase of Property not Necessary: Applicants are not required to own real estate.

  • No Business License Required: neither the establishment nor any investment in UAE enterprises is required.

  • Lifetime Duration: The visa stays permanent irrespective of whether applicants choose to own property.

  • Family Sponsorship: Visa holders are allowed to sponsor family members, domestic workers, and drivers as well.

  • Work Flexibility: Visa holders can take part in any business or professional activity.

  • Extended Absence Allowance: Freedom to stay outside the UAE for more than six months

Extended absence allowance offers the flexibility to remain out of the UAE for periods of more than six months.

The Golden Visa application process has been streamlined to accommodate the new nomination system, with Rayad Group serving as the primary facilitator for Indian applicants. This partnership ensures that the UAE Golden Visa without Property Purchase program maintains high standards while providing accessible pathways for qualified individuals.

Comprehensive Eligibility Criteria for Indian Nationals, UAE Residency in 2025

Here are the eligibility criteria for Indian nationals:

Which Applicants are Eligible for the Updated Visa Regime?

At its inception, the program focused on India and Bangladesh as its pilot countries. A range of over 5,000 Indians is anticipated to submit applications during the program’s initial three months. The expanded UAE visa eligibility criteria now include diverse professional categories:

  • Healthcare Professionals: Nurses with over 15 years of experience

  • Education Sector: Teachers, university faculty, and school principals

  • Digital Creators: YouTubers, podcasters, and content creators

  • Sports Professionals: Certified e-sports players aged 25 and above

  • Maritime Industry: Luxury yacht owners and maritime specialists

  • Science and Technology: Researchers, scientists, and startup founders

  • Financial Services: Banking professionals and investment advisors

  • Cultural Ambassadors: Artists, musicians, and cultural practitioners

Detailed Golden Visa Application Process Requirements in 2025: Updated

Rayad Group, the appointed consultancy firm, manages the nomination process in India. Rayad Kamal Ayub, Managing Director of Rayad Group, described this as "a golden opportunity for Indians to get the UAE's Golden Visa". The comprehensive Golden Visa application process involves multiple verification stages:

  • Background verification: Anti-money laundering checks together with criminal record screening.

  • Social media review: evaluation of digital footprint and activity engagement.

  • Contribution assessment: Assessment of the value that these sectors—culture, science, finance, startups, trade, and professional services—could derive from this partnership.

  • Government approval: Final decision by UAE authorities based on Rayad Group's recommendations

  • Medical examinations contain two components: health screening and biometric registration.

Applications for Indian nationals UAE residency can be submitted through multiple channels:

  • Vasco centers are available in India and Bangladesh.

  • Rayad Group's registered offices

  • An online portal that allows the upload of digital documents.

  • A dedicated call center is reserved for consultation and support services.

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Cost Analysis: Traditional vs. Nomination-Based Lifetime Residency UAE in 2025

Visa Type

Investment Required

Additional Costs

Processing Time

Total Approximate Cost

Property-based Golden Visa

AED 2 million (4.66 crore)

Registration, fees, and medical

12-16 weeks

4.8+ crore

Business Investment Visa

AED 2 million minimum

Setup costs, licensing

10-14 weeks

4.7+ crore

Nomination-based Golden Visa

AED 100,000 (23.3 lakh)

Processing, Medical

6-10 weeks

25 lakh

The UAE Golden Visa without property purchase represents a 95% cost reduction compared to traditional investment routes, making lifetime residency in the UAE accessible to middle-class professionals who previously couldn't afford the high investment requirements.

Comprehensive Benefits of the Enhanced UAE Immigration Policy in 2025

Benefits of the enhanced UAE immigration policy:

Advantages Available to Visa Holders

The UAE Golden Visa without property purchase provides comprehensive benefits that make it attractive to Indian professionals seeking lifetime residency UAE:

  • Obtain a six-month multiple-entry permit as the first step in the application process.

  • Validity of a long-term residency—between five and ten years—depending on the selected category.

  • Long-term absence allowance: Residence is retained even if the visa holder stays abroad for more than six months.

  • No local sponsor is mandatory: complete independence from employer sponsorship.

  • Tax benefits: Enjoyment of the UAE’s entirely tax-free income framework.

  • Banking privileges: By virtue of banking privileges, owners can avail of easier access to UAE banking services and credit facilities.

Family Sponsorship and Dependent Benefits in UAE 2025

The nomination-based Golden Visa extends significant advantages to family sponsorship arrangements:

  • Sponsorship coverage extends to a spouse and all children, irrespective of age.

  • The inclusion of parents and domestic helpers

  • The visa holder’s dependents retain their residency permits even beyond the holder’s death.

  • Educational prospects available to children throughout UAE schools and universities

  • Healthcare is readily accessible through the UAE’s cutting-edge medical system.

  • Property investment alternatives for family housing without visa dependency

Latest Strategic Comparison with the Various UAE Visa Categories in 2025

Category

Duration

Investment

Family Inclusion

Work Rights

Renewal Requirements

Tourist Visa

30-90 days

None

Limited

No

Regular renewal

Employment Visa

2-3 years

Employer dependent

Yes

Restricted

Employer sponsorship

Investor Visa

2-10 years

AED 750,000+

Yes

Yes

Maintained investment

Golden Visa (Traditional)

5-10 years

AED 2 million+

Yes

Yes

Property ownership

Golden Visa (Nomination)

Lifetime

AED 100,000

Yes

Yes

None

Impact on UAE-India Relations Through CEPA Agreement

The impact on UAE India relations through CEPA agreement:

Advantages of the Economic Partnership

The new visa initiative fortifies the UAE’s economic relationship with India. Since the CEPA agreement in May 2022, bilateral trade has increased significantly. The nomination-based Golden Visa serves as another bridge for enhanced cooperation in:

  • Technology transfer: Facilitating knowledge exchange between the Indian and UAE tech sectors

  • Healthcare collaboration: Attracting experienced Indian medical professionals

  • Educational partnerships: Encouraging academic and research collaborations

  • Cultural exchange: Promoting deeper understanding between the two nations

  • Investment diversification: Creating property investment alternatives for Indian investors

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Future Expansion Plans Under UAE Immigration Policy in 2025 & Beyond

The UAE government plans to extend this nomination-based Golden Visa program to other CEPA agreement partner countries, including China. This expansion strategy indicates the UAE's commitment to attracting global talent through innovative UAE immigration policy reforms.

Detailed Application Timeline and the Processing Stages

Stage

Duration

Requirements

Key Activities

Initial Application

1-2 weeks

Document submission, fee payment

Rayad Group consultation

Background Checks

2-4 weeks

Verification by Rayad Group

Criminal record screening

Government Review

2-3 weeks

Final approval by UAE authorities

Merit assessment

Visa Issuance

1 week

Medical tests, biometric registration

Long-term residency permit issuance

Total Processing Time

6-10 weeks

Complete documentation required

Lifetime residency UAE granted

Success Stories and Market Response to Indian Nationals UAE Residency

Evidence obtained thus far points to keen interest within the Indian community. Experts in the industry anticipate that the program will appeal to professionals who could not previously meet the program’s hefty property investment requirements. By lowering the financial hurdle, more opportunities arise for:

  • Middle-career professionals keen on widening their international experience

  • Startup entrepreneurs intent on expanding their operations in the Middle East

  • Healthcare professionals looking for an environment set up tax-free.

  • Scholars and academics enthusiastic about UAE’s expanding academic sector

  • Digital nomads in pursuit of a stable residence with no property-related commitments.

The UAE Golden Visa without property purchase has generated significant interest among Indian professionals, with early applications exceeding expectations. The feedback further demonstrates the effectiveness of the UAE’s strategic endeavor to draw global talent through its easily accessible immigration pathways.

Latest Challenges and Considerations for Golden Visa Application Process in 2025

Potential Limitations and Requirements

While the new system offers significant advantages, applicants should consider several factors when pursuing Indian nationals UAE residency:

  • Rigorous screening process: Background checks are thorough and may take time

  • Limited initial capacity: Representing a pilot initiative, the program’s initial capacity may curb the number of applications.

  • Uncertain expansion timeline: How the visa will later be extended to additional countries is still uncertain.

  • Competition for approval: Rising demand could raise the stringency of selection standards.

  • Professional documents: Applicants must furnish broad evidence of their qualifications and professional experience.

Long-term Implications for UAE Immigration Policy in 2025 & Beyond

The UAE Golden Visa without property purchase represents a shift toward merit-based immigration. Owing to its success, this framework could inspire further Gulf states to enact comparable schemes, thereby heightening competition among global talent across the region. The success of this nomination-based Golden Visa program could reshape regional immigration strategies.

Advanced Features of the New Long-Term Residency Permit

Improved mobility coupled with business prospects.

The long-term residency permit provides unprecedented flexibility for holders:

  • Multiple business ventures: Capacity to open and operate several enterprises.

  • Investment independence: Individuals are free to invest in any category of enterprise or project.

  • Regional mobility: Enhanced travel privileges within GCC countries

  • Professional licensing: Readier access to professional licenses and certifications.

  • Real estate choices: the ability to purchase property without relying on a visa.

Integration with UAE's Vision 2071

The UAE Golden Visa without property purchase aligns with the country's long-term vision of becoming a global hub for talent and innovation. This UAE immigration policy reform supports the nation's goals of:

  • By 2030, the objectives aim to draw 100,000 skilled professionals.

  • Posing the UAE as a premier magnet for talent from across the globe

  • The expansion of economic sectors to reduce reliance on oil.

  • Molding a knowledge-based society

  • Strengthening partnerships across the international realm.

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Conclusion

The UAE Golden Visa without property purchase program represents a transformative shift in the country's approach to attracting global talent. By removing traditional investment barriers and focusing on individual merit and potential contributions, the UAE has created an accessible pathway for Indian professionals to secure lifetime residency UAE. This innovative nomination-based Golden Visa system strengthens UAE-India relations while positioning the Emirates as a global hub for talent attraction.

The program's success will likely influence future UAE immigration policy developments across the Gulf region. For Indian nationals UAE residency seekers, this represents an unprecedented opportunity to establish long-term roots in one of the world's most dynamic economies without the substantial financial commitments previously required. The streamlined Golden Visa application process managed by Rayad Group ensures professional handling while maintaining rigorous standards.

As the pilot program advances, closely tracking its effects on the two nation’s economic and cultural environments will be indispensable. The UAE's innovative approach to UAE visa eligibility may well become a model for other nations seeking to attract global talent in an increasingly competitive international environment. The integration of family sponsorship benefits and property investment alternatives makes this program particularly attractive to professionals seeking comprehensive residency solutions.

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