Schengen Visa Cost India India Fees & Total Cost Guide 2025

Written by

Amitaanshu Midha

Fact check by

Shreya Pandey

Updated on

Oct 11,2025

What Is the Schengen Visa Cost India? Updated Guide - TerraTern

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Understanding Schengen visa cost India is very crucial for Indian travelers planning their European vacation in the year. The total cost of a Schengen tourist visa from India consists of several parts, such as the official visa fee, compulsory service fee for visa application centers like VFS Global or BLS, including a biometric enrollment fee, and Schengen visa insurance cost in India.

When estimating Applicants ' needs, they need to factor in both obligatory and optional expenses when addressing the question of how much a Schengen visa costs from India. The Schengen tourist visa cost from India has been recently increased because of the implementation of hefty service charges on it in September 2025, thus becoming crucial that one knows the cost of a Schengen visa from India before applying for it.

 

How Much Does a Schengen Visa Cost From India in 2025?

A passport with ticket in it; How Much Does a Schengen Visa Cost From India - TerraTern

The cost of Schengen tourist visa fees comprises some fees for the official embassy VFS Global BLS international services charges, biometric enrolment fee, compulsory travel insurance, and how much does a Schengen visa cost from India?

Cost Component

Category/Details

Fee (EUR)

Fee (INR)

Mandatory/Optional

Official Visa Fee

Adults (12+ years)

€90

INR 9,100

Mandatory

Children (6-11 years)

€45

INR 4,600

Mandatory

Children (under 6 years)

Free

Free

N/A

Long-Term D Visa

€99

INR 9,900

Mandatory

VFS Service Charges

Slovakia (Lowest)

-

INR 402

Mandatory

Italy

-

INR 571

Mandatory

Germany

-

INR 1,933

Mandatory

France

-

INR 2,234

Mandatory

Austria

-

INR 2,274

Mandatory

Switzerland

-

INR 2,690

Mandatory

Iceland

-

INR 2,970

Mandatory

Portugal (Highest)

-

INR 3,111

Mandatory

Greece

-

INR 3,125

Mandatory

Additional Fees

Biometric Enrollment

-

INR 600-INR 1,000

Mandatory

Travel Insurance (per week)

-

INR 300-INR 1,500

Mandatory

Passport Photos

-

INR 200-INR 500

Mandatory

Document Translation

-

INR 500-INR 2,000

If required

Optional Services

Courier Delivery

-

INR 930

Optional

SMS & Email Updates

-

INR 450

Optional

Combo Package

-

INR 1,250

Optional

Premium Lounge Access

-

INR 4,600

Optional

Photo Service at VFS

-

INR 400-INR 600

Optional

Photocopying

-

INR 2 per page

Optional

Total Estimated Cost

Minimum (with Slovakia)

-

INR 10,402

-

Maximum (with Portugal + optionals)

-

INR 20,711

-

Typical Range

-

INR 11,000-INR 15,000

-

 Also Read: Schengen Visa Cost India: Fees, Application & Tips

What Costs Are Included in the Schengen Visa Cost India in 2025?

Schengen visa cost for India includes various compulsory and optional add-on fee parts for which travelers planning to visit Europe have had to budget travel costs in 2025. Understanding the total breakdown of expenses (from embassy fees to service charges)will help applicants prepare accurate financial documentation, as well as avoid surprises during the application process. 

Cost Category

Specific Component

Amount (INR)

Amount (EUR)

Status

Embassy Fees

Adult (12+ years)

INR 9,100

€90

Mandatory

 

Children (6-11 years)

INR 4,600

€45

Mandatory

 

Children (under 6)

Free

Free

Exempt

 

Long-Term D Visa

INR 9,900

€99

Mandatory

VFS Charges

Slovakia (Lowest)

INR 402

-

Mandatory

 

Italy

INR 571

-

Mandatory

 

Germany

INR 1,933

-

Mandatory

 

France

INR 2,234

-

Mandatory

 

Austria

INR 2,274

-

Mandatory

 

Switzerland

INR 2,690

-

Mandatory

 

Iceland

INR 2,970

-

Mandatory

 

Portugal

INR 3,111

-

Mandatory

 

Greece (Highest)

INR 3,125

-

Mandatory

Additional Mandatory

Biometric Enrollment

INR 600-INR 1,000

-

Mandatory

 

Travel Insurance (weekly)

INR 300-INR 1,500

-

Mandatory

 

Passport Photos

INR 200-INR 500

-

Mandatory

 

Document Translation

INR 500-INR 2,000

-

If Required

Optional Services

Courier Delivery

INR 930

-

Optional

 

SMS Updates

INR 450

-

Optional

 

Combo Package

INR 1,250

-

Optional

 

Premium Lounge

INR 4,600

-

Optional

 

Photo Service

INR 400-INR 600

-

Optional

 

Photocopying

INR 2/page

-

Optional

Total Estimates

Minimum (Slovakia)

INR 10,402

-

-

 

Average Range

INR 11,000-INR 15,000

-

-

 

Maximum (All Optionals)

INR 20,711+

-

-

 

What Is the Standard Schengen Visa Fee from India?

The visa fee for the standard Schengen visa from India is EUR 90 (approximately 9,100) for Indian citizens. Understanding that what is the cost of schengen visa from India, attitudes towards these, it is essential to know that the official embassy fee is only in addition to the service costs of VFS Global and is only the base consular processing cost.

The Schengen visa cost for India is based on a standardized pricing structure that the European Union proposed due to standardization. The cost of a Schengen tourist visa from India across the Indian date range. When calculating how much a Schengen visa costs from India, the official embassy fee is taken as the base upon which additional service charges are added. 

Applicant Category

Visa Type

Fee (EUR)

Fee (INR)

Eligibility Details

Adults (12+ years)

Short-Stay Type C

€90

INR 9,100

Standard tourist, business, and medical visits

Children (6-11 years)

Short-Stay Type C

€45

INR 4,600

50% reduced rate for minors

Children (Under 6 years)

Short-Stay Type C

Free

Free

Complete fee exemption

All Ages

Long-Stay Type D

€99

INR 9,900

Work permits, study visas, and family reunification

All Ages

Airport Transit Visa (ATV)

€90

INR 9,100

For layovers requiring airport exit

Multiple Entry

1-5 Year Validity

€90

INR 9,100

Same fee regardless of validity period

 

How Much Are the VFS Service Charges for Schengen Visa?

VFS Global service charges for a Schengen visa from India to the destination country range from 402 to 3,125. The Schengen visa cost from India is so much that sometimes the total cost of a Schengen tourist visa from India is 2,700. Understanding the cost of a Schengen visa from India is. They rose dramatically in September of 2025 (first increase since 2023), which justifies the necessary service fees that make up a substantial part of the Schengen visa cost from India. The cost of a Schengen tourist visa from India will vary widely based on the country, as there will be different VFS service charges. 

Schengen Country

VFS Service Charge (INR)

Embassy Fee (INR)

Total Base Cost (INR)

Cost Ranking

Slovakia

INR 402

INR 9,100

INR 9,502

Lowest

Italy

INR 571

INR 9,100

INR 9,671

Second Lowest

Estonia

INR 1,200

INR 9,100

INR 10,300

Low-Mid Range

Latvia

INR 1,350

INR 9,100

INR 10,450

Low-Mid Range

Czech Republic

INR 1,500

INR 9,100

INR 10,600

Mid Range

Netherlands

INR 1,815

INR 9,100

INR 10,915

Mid Range

Belgium

INR 1,890

INR 9,100

INR 10,990

Mid Range

Germany

INR 1,933

INR 9,100

INR 11,033

Mid Range

Spain

INR 2,100

INR 9,100

INR 11,200

Mid-High Range

Denmark

INR 2,150

INR 9,100

INR 11,250

Mid-High Range

France

INR 2,234

INR 9,100

INR 11,334

High Range

Austria

INR 2,274

INR 9,100

INR 11,374

High Range

Norway

INR 2,450

INR 9,100

INR 11,550

High Range

Sweden

INR 2,580

INR 9,100

INR 11,680

High Range

Switzerland

INR 2,690

INR 9,100

INR 11,790

Premium Range

Finland

INR 2,850

INR 9,100

INR 11,950

Premium Range

Iceland

INR 2,970

INR 9,100

INR 12,070

Premium Range

Portugal

INR 3,111

INR 9,100

INR 12,211

Highest

Greece

INR 3,125

INR 9,100

INR 12,225

Highest

 

What Does Schengen Visa Insurance Cost in India?

The Schengen visa insurance cost in India typically ranges from 300 to 1,500 per week for coverage, and for premium comprehensive insurance plans, 2,000 - 3,000 per week. One of the most fundamental parts of the comprehensive Schengen visa cost India is the compulsory travel insurance arrangement, where each applicant should show medical coverage of a minimum of EUR30,000 (equivalent to 30 lakh INR) to get the visa approval., what is the cost of Schengen visa from India is variable envisaging the duration of stay, age of the traveller, scope of coverage, policy provider, etc.

The cost of a Schengen tourist visa from India is highly variable, depending upon the time of travel, as it is estimated to be per day or week, and insurance premiums depend upon the travel duration. The following is an approximate price breakdown based on trip length when calculating the Schengen visa cost from India.

Insurance Provider

Plan Name

Coverage Amount

Cost (7 Days)

Cost (15 Days)

Cost (30 Days)

Key Features

Tata AIG

Travel Guard Gold

€50,000

INR 401

INR 712

INR 1,289

Trip cancellation, baggage loss

ICICI Lombard

Europe Travel Plan

€50,000

INR 422

INR 748

INR 1,350

Personal accident, passport loss

Bajaj Allianz

Europe Travel Insurance

€50,000

INR 438

INR 776

INR 1,401

Medical expenses, trip delay

HDFC ERGO

Schengen Travel Plan

€50,000

INR 445

INR 789

INR 1,425

Emergency dental, legal assistance

Reliance General

Schengen Travel Cover

€50,000

INR 401

INR 720

INR 1,298

COVID-19 coverage included

Niva Bupa

Europe Secure Plan

€50,000

INR 418

INR 742

INR 1,340

Pre-existing conditions (limited)

Digit Insurance

International Travel Plan

€50,000

INR 395

INR 701

INR 1,267

24/7 emergency assistance

Care Health

Europe Travel Shield

€50,000

INR 410

INR 728

INR 1,315

Trip interruption, adventure sports

AXA Schengen

Low Cost Plan

€30,000

$8-$12

$15-$25

$30-$45

International provider, direct claim

UHC SafeTrip

Schengen Basic

€30,000

$8-$10

$16-$20

$32-$40

US-based provider, instant policy

 

How Much Does a Schengen Tourist Visa Cost From India in 2025?

A military chopper; How Much Does a Schengen Tourist Visa Cost From India? - Terratern

The Schengen tourist visa cost from India generally ranges from $6,500 to $8,800 AUD per adult, depending on the destination, length, and type of resort selected. T. Understanding the cost of a Schengen visa from India for tourism purposes involves considering both obligatory ones, options, and extra money, such as preparation of the document, travel to VFS centers, as well as premium services, which are ready to facilitate the application. The costs of the Schengen visa in India for tourist visas include various mandatory and optional costs, which the applicants need to budget for if they plan to go on a European vacation. 

Cost Component

Amount (INR)

Description

Payment Timing

Embassy Visa Fee (Adult)

INR 9,100

Standard consular processing fee (€90)

At the VFS submission

Embassy Visa Fee (Child 6-11)

INR 4,600

Reduced rate for minors (€45)

At the VFS submission

Embassy Visa Fee (Child <6)

Free

Complete exemption

N/A

VFS Service Charge

INR 402-INR 3,125

Varies by destination country

At the VFS submission

Biometric Enrollment

INR 600-INR 1,000

Fingerprint and photo capture

At the VFS submission

Travel Insurance (1 week)

INR 300-INR 700

Minimum €30,000 medical coverage

Before visa submission

Travel Insurance (2 weeks)

INR 600-INR 1,100

Extended coverage period

Before visa submission

Travel Insurance (1 month)

INR 1,200-INR 1,800

Long-stay coverage

Before visa submission

Passport Photos

INR 200-INR 500

2-4 visa-compliant photographs

Before the VFS appointment

Minimum Total

INR 11,002-INR 12,125

Basic 1-week trip

- -

Typical Total

INR 12,000-INR 15,000

Standard 2-week trip

- -

 Also Read: Schengen Visa Portugal  New Complete Guide & Updates

What Are the Schengen Visa Fees for Different Age Groups?

Knowing about these age-specific rates is a must for calculating the family trip Schengen visa cost in India wisely if you are planning your next family trip to Europe. The savings, as far as children are concerned, lower travel costs considerably for your trip. The Schengen visa cost for India varies to a great extent depending on the age of the applicant, as the European Union has implemented.  

Comprehensive Age-Based Fee Structure 

Age Category

Age Range

Embassy Fee (EUR)

Embassy Fee (INR)

Discount %

Fee Status

VFS Charges Apply?

Infants & Toddlers

0-5 years

Free

Free

100%

Fully Exempt

Yes, full VFS charges

Young Children

6-11 years

€45

INR 4,600

50%

Reduced Rate

Yes, full VFS charges

Adolescents

12-17 years

€90

INR 9,100

0%

Full Adult Rate

Yes, full VFS charges

Adults

18-59 years

€90

INR 9,100

0%

Standard Rate

Yes, full VFS charges

Senior Citizens

60+ years

€90

INR 9,100

0%

Standard Rate

Yes, full VFS charges

Are There Any Fee Exemptions for a Schengen Visa from India in 2025?

A fighter jet; Are There Any Fee Exemptions for Schengen Visa from India - TerraTern

Fee Exemptions for Schengen Visa from India:

  • Children under 6 years old embassy-based visa Fee: Full Waiver; VFS Possibility will be Charged, Will Have To, etc, Biometric to Apply For Schengen Visa At Vfs Under The Schengen Visa Cost India Framework.

  • School pupils, Students, Postal students, and after graduation students in an educational trip (with accompanying teachers): Embassy fee is waived if the purpose of travel is study or training, thereby reducing the cost of Schengen tourism visa from India for educational trip.

  • Schengen research travelling for scientific research, conferences, or seminars: Range in embassy town fees waived across Schengen states - how much does a Schengen visa cost from India for research travel

  • Family members of citizens of the EU/EEA/Switzerland exercising the right to free movement (spouses/partners, minor children, certain dependent family members). Fee waiver from the respective Embassy on proof of relationship and (right to movement), alternative Schengen visa from India, reducing the cost of a Schengen visa from India for eligible families.

  • Diplomatic/official passport holders and official delegations on duty, embassy fee waived, and in many cases, the service charge may also be waived by missions, which significantly reduces the Schengen tourist visa cost from India for official travel.

  • VFS service charges continue to be payable even in the absence of waiver of the embassy fee and molecule to changes by respective countries, so include this in your question of how much does a Schengen visa cost from India.

  • Typical documentation to claim exemptions includes: Purpose letters (school or research), Letters of official assignment (invitation), EU relatives' proofs, Gifts of age, and certified translations should be carried if the documentation is not in English to simplify the process of paying the Schengen Visa cost India.

  • Even in the case of embassy fee waivers, the applicant has to undergo biometrics at the fluorescent ideological office unless valid from the earlier application, and has to pay center fees as a part of the cost of a Schengen tourist visa from India.

  • Quick impact note: Eligible applicants can be saved from the whole of 90 euros embassy fee in addition to up to 45 euros for a certificate for kids; however, applicants ought to embrace VFS charges and insurance in total Schengen tourist visa from India cost in 2025. 

Also Read: Invitation Letter for Schengen Visa: Format, Sample & More

How Much Does a Multiple Entry Schengen Visa Cost?

A multiple-entry Schengen visa is exactly as inexpensive as a single-entry visa -EUR90 ([?]9,100) (for adults) - regardless of validity period, which makes it the most economical for frequent travelers when calculating the Schengen visa cost in India. This uniform pricing is relevant whether the validity of the visa is 6 months, 1 year, 2 years, or even 5 years, thus debunking the common misconception that the validity of the visa or the number of entries of validity would drive the price of a Schengen tourist visa from India. 

Understanding how much a Schengen visa costs from India, multiple-entry visas, but waiting on that one, understanding how much tourism, since the same embassy fee can work as years of flexibility of travel instead of a single trip. 

Visa Type

Embassy Fee (EUR)

Embassy Fee (INR)

VFS Charge (Germany)

Insurance

Total Cost

Cost per Entry

Single-Entry

€90

INR 9,100

INR 1,933

INR 900

INR 11,933

INR 11,933

Double-Entry

€90

INR 9,100

INR 1,933

INR 900

INR 11,933

INR 5,967

Multiple-Entry (6 months)

€90

INR 9,100

INR 1,933

INR 900 per trip

INR 11,933

INR 1,989-INR 5,967

Multiple-Entry (1 year)

€90

INR 9,100

INR 1,933

INR 900 per trip

INR 11,933

INR 1,192-INR 3,978

Multiple-Entry (2 years)

€90

INR 9,100

INR 1,933

INR 900 per trip

INR 11,933

INR 596-INR 2,983

Multiple-Entry (5 years)

€90

INR 9,100

INR 1,933

INR 900 per trip

INR 11,933

INR 239-INR 1,989

 

What Payment Methods Are Accepted for Schengen Visa Fees for Indians in 2025?

Two bikes parked on a bridge; What Payment Methods Are Accepted for Schengen Visa Fees - TerraTern

  • Cash Payments in Indian Rupees (INR): Universally accepted at all VFS Global centers across India for the complete Schengen visa cost in India, including embassy fees (INR 9,100), VFS service charges (INR 402-INR 3,125), and optional services; recommended to carry INR 12,000-INR 15,000 for the full cost of a Schengen tourist visa from India.

  • Debit and Credit Cards (Visa, Mastercard, RuPay): Widely accepted at most VFS centers for paying the Schengen tourist visa cost from India, though availability varies by location and country—Germany, France, and the Netherlands centers typically accept cards while some countries may require cash only; verify payment methods when booking appointment for how much does a schengen visa cost from India.

  • UPI Digital Payments (Google Pay, PhonePe, Paytm): Increasingly accepted at major VFS centers via QR code scanning (not NFC tap-and-pay) for the Schengen visa in India, with the fastest payment clearance at 2 days; brings convenience for cashless payment of the cost of a Schengen tourist visa from India.

  • Demand Drafts and Net Banking: Accepted for select embassies requiring advance payment with 3-5 working days clearance time before appointment; primarily used for embassy fee portion of how much does a Schengen visa cost from India rather than VFS service charges, which must be paid at the center.

  • Travel Insurance (Separate Payment): The Schengen visa insurance cost in India (INR 300-INR 1,500 per week) must be paid directly to insurance providers online via credit/debit cards, UPI, or net banking before the VFS appointment—cannot be paid at VFS centers and requires a separate transaction independent of the Schengen tourist visa cost from India payment. 

Also Read: Schengen Visa Germany: Latest Requirements & Application

Why Did Schengen Visa Costs Increase in 2024-2025?

Schengen visa costs for Indian applicants increased by 15-20% during 2024-2025 due to two distinct factors: the European Commission's June 2024 fee revision and VFS Global's mid-2025 service charge hikes. The combination of these increases, along with rupee depreciation against the euro, has significantly raised the total application expense for Indian travelers. 

Date

Change

Authority

Adult Fee

Child Fee (6-12 years)

Reason

Before June 2024

Previous Rate

European Commission

€80 (INR 7,280)

€40 (INR 3,640)

Standard rate since 2020

June 11, 2024

Embassy Fee Increase

European Commission

€90 (INR 8,190)

€45 (INR 4,095)

Inflation, administrative costs, and EU-wide salary developments

Mid-2025 (July)

VFS Service Charge Hike

VFS Global

Service charges: INR 1,933-INR 3,111

Varies by country

Rupee depreciation, GST (18%), infrastructure costs, new contracts

Current (Oct 2025)

Combined Impact

Both

Total: INR 11,033-INR 12,211

-

15-20% overall increase from 2023 levels

Which Schengen Country Has the Lowest Visa Cost from India?

A meadow with water; Which Schengen Country Has the Lowest Visa Cost from India - TerraTern

Germany offers the lowest total Schengen visa cost for Indian applicants at INR 11,033, while Portugal has the highest at INR 12,211, despite all countries charging the standardized €90 embassy fee. The cost variation arises entirely from differences in VFS Global service charges, which are determined by individual contractual agreements between VFS and each country's government.

Country

Embassy Fee

VFS Service Charge

Total Mandatory Cost

Optional Courier

Optional SMS

Rank

Germany

INR 9,100

INR 1,933

INR 11,033

INR 686

INR 147

1 (Lowest)

France

INR 9,100

INR 2,234

INR 11,334

INR 550

-

2

Austria

INR 9,100

INR 2,274

INR 11,374

-

-

3

Belgium

INR 9,100

INR 2,475

INR 11,575

-

-

4

Netherlands

INR 9,100

INR 1,700

INR 10,800

-

-

5

Switzerland

INR 9,100

INR 2,690

INR 11,790

INR 930

INR 450

6

Greece

INR 9,100

INR 3,025

INR 12,125

-

-

7

Portugal

INR 9,100

INR 3,111

INR 12,211

-

-

8 (Highest)

 Also Read: Chances of Getting Schengen Visa After Rejection

How Much Do Optional Services Cost at VFS Centers in 2025?

VFS Global offers various value-added services at its visa application centers, with fees ranging from INR 200 for basic services to INR 4,600 for premium amenities. These optional services are designed to enhance convenience and expedite the visa application process, though they are not mandatory for obtaining a Schengen visa.

Service

Cost Range

Current Rate (2025)

Value Assessment

Worth It?

Courier Delivery of Passport

INR 400-INR 930

INR 686-INR 930 (varies by country)

High - Saves time and travel costs for collection

Yes- Recommended

SMS Updates

INR 150-INR 450

INR 147-INR 450

Medium - Real-time application status

Optional- Useful for anxious applicants

Photo Service

INR 200-INR 400

INR 250-INR 350

Low - Can get photos done cheaper outside

No- Avoid, get photos elsewhere

Document Photocopying

INR 50-INR 100 per document

INR 75-INR 100 per page

Low - Very expensive for copies

No- Bring your own copies

Form-Filling Assistance

INR 500-INR 800

INR 600-INR 750

Low-Medium - Basic help with the application

No- Forms are straightforward

Premium Lounge Access

INR 1,000-INR 4,600

INR 4,600

Low - Comfortable waiting area

No- Expensive for basic amenities

Prime-Time Appointment Slots

INR 500-INR 1,000 extra

INR 750-INR 1,000

Medium - Earlier or preferred time slots

Maybe- If regular slots are unavailable

Combo Package (SMS + Courier)

-

INR 1,250

Medium - Bundled savings

Yes- If you want both services

 

What Is the Total Cost to Apply for a Schengen Visa from India in 2025?

A fighter jet; What Is the Total Cost to Apply for a Schengen Visa - TerraTern

The total cost to apply for a Schengen visa from India ranges from INR 11,033 to INR 15,000+ per person, depending on the destination country, applicant age, optional services selected, and travel insurance requirements. The mandatory components include the embassy fee (€90 for adults) and VFS Global service charges, while travel insurance and optional services add to the final expense.

Scenario

Embassy Fee

VFS Service Charge

Travel Insurance

Optional Services

Total Cost

1. Solo Adult to Germany (Cheapest)

INR 9,100

INR 1,933

INR 800-INR 1,500

INR 0 (DIY)

INR 11,833-INR 12,533

2. Solo Adult to Switzerland (Mid-Range)

INR 9,100

INR 2,690

INR 800-INR 1,500

INR 833 (SMS + Courier)

INR 13,423-INR 14,123

3. Solo Adult to Portugal (Most Expensive)

INR 9,100

INR 3,111

INR 800-INR 1,500

INR 930 (Courier only)

INR 13,941-INR 14,641

4. Family of 4 to France

INR 27,300 (2 adults + 1 child)

INR 8,936 (4 persons)

INR 3,200-INR 6,000

INR 2,200 (Courier for 4)

INR 41,636-INR 44,436

5. Student (Fee Exemption)

INR 0 (Exempt)

INR 2,234 (France)

INR 800-INR 1,500

INR 0 (DIY)

INR 3,034-INR 3,734

 Also Read: Cover letter for Schengen visa Master Guide 

How Can You Save Money on Schengen Visa Costs from India in 2025?

Schengen visa costs can be saved by: 

  • Choose Budget-Friendly Destination Countries: Applying to Slovakia (INR 402 VFS charge) or Italy (INR 571) instead of Portugal (INR 3,111) or Greece (INR 3,125) saves INR 2,500-INR 2,700 on the Schengen visa cost from India, significantly reducing what is the cost of Schengen visa from India while maintaining identical visa benefits.

  • Compare Travel Insurance Providers for Competitive Rates: Shopping across PolicyBazaar, Tata AIG, ICICI Lombard, and Digit Insurance for the Schengen visa insurance cost in India can save INR 200-INR 500 per week; choosing minimum €30,000 coverage instead of €50,000 or €100,000 reduces the cost of Schengen tourist visa from India by 20-30% while meeting mandatory requirements.

  • Skip Unnecessary VFS Optional Services: Declining premium lounge access (INR 4,600), on-site photo service (INR 600), and form-filling assistance (INR 1,500) can cut INR 6,000+ from how much does a Schengen visa cost from India; use courier + SMS combo (INR 1,250) instead of individual services (INR 1,380 total) to save INR 130.

  • Apply Well in Advance to Avoid Expedited Processing Fees: Submitting applications 30-45 days before travel avoids rushed service charges and allows time to secure competitive insurance rates; early application also enables exchange rate monitoring for optimal euro-to-rupee conversion when paying the Schengen visa cost in India.

  • Leverage Fee Exemptions and Family Discounts: Children under six save INR 9,100, children aged 6-11 save INR 4,500, and students/researchers may qualify for full embassy fee waivers; families with multiple children can reduce the total cost of a Schengen tourist visa from India by INR 13,500-INR 27,000 through age-based discounts within the Schengen tourist visa cost from India structure. 

When Should You Pay the Schengen Visa Fee?

Image: https://www.pexels.com/photo/arial-view-of-kumbh-mela-at-triveni-sangam-30218192/

 Schengen visa fees are as follows:

  • Payment Timing: All Schengen visa cost India components (embassy fee INR 9,100, VFS service charges INR 402-INR 3,125, biometric enrollment INR 600-INR 1,000) must be paid at the VFS Global appointment when submitting documents and completing biometrics; advance payment is not permitted for calculating what is the cost of a Schengen visa from India.

  • Travel Insurance Payment: The Schengen visa insurance cost in India (INR 300-INR 1,500 per week) must be paid separately to insurance providers online via credit/debit card or UPI before the VFS appointment, as the insurance certificate is required with application documents for the cost of a Schengen tourist visa from India.

  • Non-Refundable Policy: All fees paid at a VFS appointment (embassy INR 9,100 + VFS charges + biometrics) are completely non-refundable regardless of visa approval or rejection, making the Schengen tourist visa cost from India a non-recoverable expense even if the application fails.

  • Payment Receipts: Immediate receipt issued upon payment at the VFS counter containing the application reference number and payment breakdown; this receipt is mandatory for passport collection and must be safely retained throughout the visa process for tracking how much does a Schengen visa cost from India.

  • Cash Requirements: If paying cash for the cost of a Schengen tourist visa from India, bring an exact or near-exact amount (INR 12,000-INR 15,000 for a single adult application) as change availability varies by VFS center; alternatively, use credit/debit cards, UPI payments via QR code, or demand drafts for select embassies when paying the Schengen visa cost India. 

Also Read: Travel Insurance for Schengen Visa: Latest Complete Guide 

How Does the Schengen Visa Cost Compare to Other Popular Visas in 2025?

The Schengen visa offers exceptional value for Indian travelers, costing INR 11,000-INR 15,000 total while providing access to 27 European countries, making it one of the most cost-effective multi-country visa options compared to single-country visas from the US, UK, Canada, and Australia.

Comprehensive Visa Cost Comparison 

Visa Type

Embassy Fee

Service Charges

Insurance/Other Fees

Total Cost

Countries Covered

Cost per Country

Processing Time

Schengen Visa

INR 9,100 (€90)

INR 402-INR 3,125

INR 900-INR 1,500

INR 11,000-INR 15,000

27 countries

INR 407-INR 556

15-20 days

UK Tourist Visa

INR 10,100 (£100)

INR 2,500-INR 3,000

INR 1,000-INR 1,500

INR 13,600-INR 14,600

1 country (UK only)

INR 13,600-INR 14,600

15-21 days

US Tourist Visa (B1/B2)

INR 13,300 ($160)

INR 0 (direct embassy)

INR 1,000-INR 1,500

INR 14,300-INR 14,800

1 country (USA only)

INR 14,300-INR 14,800

15-60 days

Canada Visitor Visa

INR 8,350 (CAD $100)

INR 3,000-INR 4,000

INR 800-INR 1,200

INR 12,150-INR 13,550

1 country (Canada only)

INR 12,150-INR 13,550

20-30 days

Australia Tourist Visa

INR 11,700 (AUD $190)

INR 2,000-INR 3,000

INR 1,000-INR 1,500

INR 14,700-INR 16,200

1 country (Australia only)

INR 14,700-INR 16,200

15-30 days

Dubai/UAE Tourist Visa

INR 3,500-INR 4,500

INR 1,500-INR 2,000

INR 500-INR 800

INR 5,500-INR 7,300

1 country (UAE only)

INR 5,500-INR 7,300

3-5 days

Singapore Tourist Visa

INR 2,400 (SGD $30)

INR 1,000-INR 1,500

INR 600-INR 900

INR 4,000-INR 4,800

1 country (Singapore only)

INR 4,000-INR 4,800

3-5 days

Japan Tourist Visa

INR 0 (free)

INR 1,200-INR 2,000

INR 800-INR 1,200

INR 2,000-INR 3,200

1 country (Japan only)

INR 2,000-INR 3,200

5-7 days

Thailand Tourist Visa

INR 2,700 (฿2,000)

INR 800-INR 1,200

INR 500-INR 800

INR 4,000-INR 4,700

1 country (Thailand only)

INR 4,000-INR 4,700

3-5 days

 

What Happens If Exchange Rates Change Before Payment?

India gate; What Happens If Exchange Rates Change Before Payment - Terratern

If exchange rates change before payments are made, they  are as follows:

  • Euro-to-Rupee Conversion Impact: The embassy visa fee is fixed at €90 but paid in Indian rupees at the embassy's official exchange rate on the day of VFS appointment, meaning the Schengen visa cost India can fluctuate by INR 200-INR 500 depending on EUR/INR exchange rates between booking and payment, affecting what is the cost of Schengen visa from India.

  • VFS Charges Remain Fixed in Rupees: VFS Global service charges (INR 402-INR 3,125) are set in Indian rupees and do not fluctuate with exchange rates, providing predictable costs for this portion of the cost of a Schengen tourist visa from India.

  • Historical Rupee Depreciation Trend: The euro has strengthened from INR 72.12 (2015) to INR 84.64 (2020) to INR 89.20 (2023) to over INR 100 (June 2025), consistently increasing the cost of a Schengen visa from India over the past decade for Indian applicants.

  • Rate Locked at Appointment Day: Exchange rate fluctuations between online application submission and VFS appointment do not affect the final amount—payment calculated using the rate applicable on appointment date only when determining the Schengen tourist visa cost from India.

  • Insurance Costs in Rupees: The Schengen visa insurance cost in India (INR 300-INR 1,500 per week) is quoted and paid in Indian rupees directly to insurance providers, remaining unaffected by EUR/INR exchange rate movements during the application process. 

Also Read: Multiple Entry Schengen Visa Available For Indians

Do Schengen Visa Costs Differ by Indian City? Latest Guide & Update 2025

 Yes, Schengen visa costs differ in different cities. The costs are explained below:

Cost Component

Delhi

Mumbai

Bangalore

Chennai

Kolkata

Hyderabad

Pune

Notes

Mandatory Costs

               

Embassy Visa Fee (Adult)

INR 9,100

INR 9,100

INR 9,100

INR 9,100

INR 9,100

INR 9,100

INR 9,100

Uniform nationwide (€90)

Embassy Visa Fee (Child 6-11)

INR 4,600

INR 4,600

INR 4,600

INR 4,600

INR 4,600

INR 4,600

INR 4,600

Uniform nationwide (€45)

VFS Service Charge (Germany)

INR 1,933

INR 1,933

INR 1,933

INR 1,933

INR 1,933

INR 1,933

INR 1,933

Same across all cities

VFS Service Charge (France)

INR 2,234

INR 2,234

INR 2,234

INR 2,234

INR 2,234

INR 2,234

INR 2,234

Same across all cities

VFS Service Charge (Portugal)

INR 3,111

INR 3,111

INR 3,111

INR 3,111

INR 3,111

INR 3,111

INR 3,111

Same across all cities

Biometric Enrollment

INR 600-INR 1,000

INR 600-INR 1,000

INR 600-INR 1,000

INR 600-INR 1,000

INR 600-INR 1,000

INR 600-INR 1,000

INR 600-INR 1,000

Uniform nationwide

Travel Insurance (2 weeks)

INR 700-INR 1,100

INR 700-INR 1,100

INR 700-INR 1,100

INR 700-INR 1,100

INR 700-INR 1,100

INR 700-INR 1,100

INR 700-INR 1,100

Online purchase, uniform

Passport Photos

INR 200-INR 500

INR 300-INR 600

INR 250-INR 500

INR 200-INR 400

INR 150-INR 400

INR 200-INR 500

INR 250-INR 500

Minor city variations

Optional VFS Services

               

Courier Delivery

INR 930

INR 930

INR 930

INR 930

INR 930

INR 930

INR 930

Uniform pricing

SMS Updates

INR 450

INR 450

INR 450

INR 450

INR 450

INR 450

INR 450

Uniform pricing

Premium Lounge

Not available

INR 4,600

INR 4,600

INR 4,600

Not available

INR 4,600

INR 4,600

Excluded: Delhi, Kolkata

Combo (SMS + Courier)

INR 1,250

INR 1,250

INR 1,250

INR 1,250

INR 1,250

INR 1,250

INR 1,250

Uniform pricing

Variable City Costs

               

Transport to VFS Center

INR 200-INR 800

INR 300-INR 1,000

INR 200-INR 600

INR 200-INR 500

INR 100-INR 400

INR 200-INR 500

INR 200-INR 500

Based on distance

Parking (if driving)

INR 100-INR 300

INR 200-INR 500

INR 100-INR 300

INR 50-INR 200

INR 50-INR 200

INR 100-INR 300

INR 100-INR 200

City-specific rates

Total Basic Cost (Germany)

INR 12,533-INR 13,333

INR 12,633-INR 13,533

INR 12,583-INR 13,333

INR 12,533-INR 13,233

INR 12,483-INR 13,133

INR 12,533-INR 13,333

INR 12,583-INR 13,333

With transport included

Cost Difference vs. Cheapest

+INR 50-INR 200

+INR 150-INR 400

+INR 100-INR 200

+INR 50-INR 100

Cheapest

+INR 50-INR 200

+INR 100-INR 200

Kolkata is at its lowest due to the transport issues

 

What Additional Documents Cost Money for Schengen Visa from India in 2025?

A fighter jet; What Additional Documents Cost Money for Schengen Visa - TerratErn

Total document preparation costs typically range from INR 1,500 to INR 5,000, depending on individual circumstances.

Complete Document Cost Breakdown

Document Type

Cost Range (INR)

Where to Obtain

Mandatory/ Optional

Money-Saving Tips

Passport Photos

INR 50-INR 400

Photo studios or VFS centers

Mandatory

Get photos at local studio (INR 50-INR 200) instead of VFS (INR 400-INR 600); save INR 200-INR 400

Travel Insurance Certificate

INR 300-INR 1,500 per week

Online insurance providers

Mandatory

Compare PolicyBazaar, Tata AIG, Digit; choose basic €30,000 coverage instead of €50,000+

Flight Booking/Dummy Ticket

INR 500-INR 2,000

Travel agents, dummy ticket services

Mandatory

Use free refundable bookings or dummy ticket services (INR 500) instead of actual tickets (INR 2,000)

Hotel Reservations

Free-INR 500

Booking.com, Hotels.com

Mandatory

Book free cancellation properties; no cost if cancelled after visa approval

Bank Statement Printing

INR 50-INR 200

Your bank branch

Mandatory

Request online PDF (free) or visit the bank; certified statements cost INR 100-INR 200

Travel Itinerary Document

INR 0-INR 500

Self-prepared or travel agents

Mandatory

Create yourself using Google Docs/Word; a free option is available

Cover Letter Drafting

INR 0-INR 2,000

Self-written or professional services

Mandatory

Write yourself using online templates; free vs. INR 500-INR 2,000 for professional service.

Document Translation

INR 300-INR 1,000 per page

Certified translators

If required

Required only for non-English documents; get multiple documents translated together for a bulk discount.

Notarization/Attestation

INR 200-INR 500 per document

Notary public offices

If required

Group multiple documents for a single notary visit; INR 200-INR 300 for basic attestation

Employment Letter

Free-INR 500

Your employer's HR

Mandatory

Request from employer (usually free); avoid paid services

ITR/Tax Documents

INR 0-INR 500

CA or income tax portal

Mandatory

Download free from the income tax portal; CA charges INR 300-INR 500 for certified copies.

Photocopies (All Documents)

INR 50-INR 200

Print shops or VFS

Mandatory

Make copies at local shops (INR 1-INR 2 per page) instead of VFS (INR 2+ per page); need 30-50 pages.

Document Binding/Folder

INR 20-INR 100

Stationary shops

Optional

Simple folder sufficient; elaborate binding unnecessary

Invitation Letter (if visiting family)

Free-INR 1,000

Host in Europe or legal services

If applicable

Host provides free; avoid paid legal drafting services

Sponsorship Letter (if sponsored)

Free-INR 500

Sponsor or legal services

If applicable

Sponsor drafts using template; free option available

Marriage Certificate Copy

INR 50-INR 200

Municipal office

If applicable

Required for spouse applications; certified copy from the issuing authority

Birth Certificate Copy

INR 50-INR 200

Municipal office

For children

Required for minors; certified copy with English translation if needed

Color Printing (Itineraries, Bookings)

INR 100-INR 300

Print shops

Mandatory

Print at home if possible; saves INR 50-INR 150

Document Courier (to VFS if remote)

INR 100-INR 500

Courier services

Optional

Hand-deliver if nearby; courier only if distant from the VFS center

Total Document Preparation Cost

INR 1,500-INR 5,000

Various sources

Varies

Budget approach: INR 1,500-INR 2,500; Premium approach: INR 3,500-INR 5,000

 Also Read: The Most Common Schengen Visa Rejection Reasons

Plan Your Budget for Schengen Visa from India in 2025-26

Schengen visas from India are:

  • Total Cost Range: The schengen visa cost India typically ranges from INR 11,000 to INR 15,000 per adult applicant, comprising the €90 (INR 9,100) embassy fee, VFS service charges (INR 402-INR 3,125 depending on destination country), biometric enrollment (INR 600-INR 1,000), and mandatory travel insurance covering what is the cost of schengen visa from India for most applicants.

  • Country-Wise Cost Optimization: Choose budget-friendly destinations like Slovakia (total INR 9,502 with INR 402 VFS charge) or Italy (INR 9,671 with INR 571 VFS charge) instead of premium options like Portugal (INR 12,211 with INR 3,111 VFS charge) to minimize the cost of Schengen tourist visa from India while accessing the same 27 European countries.

  • Family Savings Through Age-Based Discounts: Children under 6 years receive complete embassy fee exemption (save INR 9,100), children aged 6-11 pay reduced INR 4,600 (save INR 4,500), and families with multiple young children can reduce the total cost of a Schengen visa from India by INR 13,500-INR 27,000 through these structured discounts.

  • Insurance Cost Management: The schengen visa insurance cost in India ranges from INR 300-INR 1,500 per week; compare providers like Digit Insurance (INR 395 for 7 days), Tata AIG (INR 401), and Reliance General (INR 401) online for competitive rates, and choose minimum €30,000 coverage instead of premium €50,000-€100,000 plans to save 20-30%.

  • Strategic Savings Approach: Skip unnecessary VFS optional services like premium lounge (INR 4,600), on-site photos (INR 600), and form assistance (INR 1,500); use courier + SMS combo (INR 1,250) instead of separate services; self-prepare documents using free templates; and apply 30-45 days in advance to avoid rush fees—collectively saving INR 6,000-INR 8,000 on the schengen tourist visa cost from India. 

 

Conclusion

Understanding the complete Schengen visa cost India is essential for budget planning, with total expenses ranging from INR 11,000 to INR 15,000 per adult, including the €90 (INR 9,100) embassy fee, VFS charges, and mandatory insurance. Knowing what is the cost of Schengen visa from India helps travelers optimize expenses through strategic country selection and service choices.

The cost of Schengen tourist visa from India varies by destination, with Slovakia and Italy offering affordable options. In contrast, Portugal and Greece are more expensive when calculating the cost of a Schengen visa from India, factoring in all components, including the Schengen visa insurance cost in India (INR 300-INR 1,500 per week) for accurate budgeting and hassle-free European travel planning in 2025.

Contact TerraTern for more information on Schengen Visa Cost India in 2025.European commisision

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Frequently Asked Questions

Can I get a refund if my Schengen visa application is rejected?

No, all Schengen visa fees are completely non-refundable regardless of application outcome. The embassy fee of €90 (INR 9,100) and VFS service charges (INR 402-INR 3,125) cannot be recovered even if your visa is rejected or you withdraw your application. Travel insurance may offer refunds within the 15-day free-look period if purchased separately.

Do I need to pay separately for each Schengen country I plan to visit?

No, one Schengen visa, priced at €90 (INR 9,100), provides access to all 27 member countries throughout your trip. You can visit France, Germany, Italy, Spain, Switzerland, and 22 other countries with a single visa payment. Apply to the country where you'll spend the most time or your first entry point.

What happens if the exchange rate changes between booking appointment and payment?

The embassy fee of €90 is converted to Indian rupees at the official exchange rate on the day of your VFS appointment, which may vary by INR 200-INR 500 due to fluctuations in the EUR/INR exchange rate. VFS service charges (INR 402-INR 3,125) are fixed in rupees and remain unchanged. Budget an extra INR 500-INR 1,000 buffer above quoted amounts to accommodate potential rate changes between application research and actual payment day at the VFS center.

Are there any hidden costs in the Schengen visa application process?

Beyond official fees, budget INR 1,500-INR 3,000 for supporting expenses: passport photos (INR 50-INR 400), document printing/photocopying (INR 100-INR 300), travel to VFS center (INR 200-INR 1,000), document translation (INR 300-INR 1,000 per page if needed), bank statement printing (INR 50-INR 200), and flight/hotel booking confirmations (INR 500-INR 2,000).

How much does it cost to reapply for a Schengen visa after rejection?

Reapplication requires paying full fees again: €90 (INR 9,100) embassy fee plus VFS service charges (INR 402-INR 3,125), plus new biometric enrollment if the previous data has expired (INR 600-INR 1,000), plus fresh travel insurance if the original policy has expired. No discounts, waivers, or concessions for reapplication exist.

Is the VFS service charge the same across all Indian cities?

Yes, VFS service charges are nationally standardized within India for each destination country. Germany costs INR 1,933, France INR 2,234, and Portugal INR 3,111 regardless of whether you apply in Delhi, Mumbai, Bangalore, Chennai, or Kolkata. However, country-to-country charges vary significantly (INR 402 for Slovakia vs. INR 3,125 for Greece).

Can I apply for a Schengen visa without using VFS Global?

No, most Schengen embassies in India exclusively outsource processing to VFS Global or BLS International, making their services mandatory. Direct embassy walk-in applications are no longer accepted except for diplomatic passport holders or official government delegations. VFS charges (INR 402-INR 3,125) are unavoidable for regular tourist, business, and family visit applications.

What is the cost difference between urgent and regular Schengen visa processing?

Urgent/expedited processing incurs an additional fee of INR 3,000-INR 5,000 beyond the standard fees; however, availability is limited and not guaranteed by all embassies. Regular processing takes 15-20 working days at no extra cost. Most embassies discourage rushed applications and may reject urgent requests without specific justification.

Do senior citizens get any discount on Schengen visa fees?

No, senior citizens pay the identical standard fee of €90 (INR 9,100) as younger adults. Age-based discounts apply only to children: 50% reduction for ages 6-11 (€45 45/INR 4,600) and complete exemption for under 6 years (free). However, seniors face higher travel insurance premiums—applicants over 60 pay 2-3x standard rates, increasing total application costs.

How much should I budget for passport-size photos and document attestation?

Budget INR 50-INR 100 for photos at local studios or INR 400-INR 600 at VFS centers (save INR 300-INR 500 by going to external studios). Document attestation costs INR 200-INR 500 per document through notary public offices. Most Schengen applications don't require attestation unless specifically requested by the embassy.